Employee capital plans

Do you know how the pension system and PPK work?

Have you ever wondered what happens to your pension contributions? Many employees don’t understand how the Polish pension system works or the benefits of Employee Capital Plans (PPK). This lack of knowledge often means we miss out on available savings opportunities for the future or make decisions without full information.

A practical introduction to PPK

This training explains in a simple and accessible way what Employee Capital Plans are, how they work and what benefits they can bring.

What will you learn?

How the Polish pension system works.

What are Employee Capital Plans and where do the funds in the PPK account come from?

How to join or withdraw from PPK.

What happens to the accumulated funds and when can they be withdrawn?

Thanks to this training, you will make an informed decision about your participation in PPK and understand how to take care of your financial future.

Benefit or why is it worth it?

For the participant:

Full understanding of the pension system and PPK.

Awareness of how to build additional savings for the future.

The ability to better manage your finances.

For companies:

Better education of employees regarding their benefits and perks.

Greater employee involvement in planning their financial future.

Transparent communication within the company about PPK.

Who is this training for?

The training is intended for:

  • Employees employed under an employment contract who want to understand the pension system and PPK.
  • People responsible for PPK communication within the organization.
  • Anyone who wants to make informed decisions about their savings.
What will you find in the training?

Challenges of the pension system.

How the pension system works in Poland.

Three pillars of the pension system.

What are Employee Capital Plans and how do they work?

Rules for withdrawing funds from PPK.

The process of joining and resigning from PPK.

Engagement mechanisms and training methods used in the course


The training was designed to provide participants with a simple, understandable, and engaging understanding of the principles of the pension system and Employee Capital Plans. The course utilizes the following methods:

Storytelling and practical examples – the participant learns the stories of employees making various decisions regarding PPK, which allows them to understand the consequences of financial choices.

Interactive exercises and quizzes – users independently test their knowledge, analyze situations and learn to make informed decisions.

Microlearning – the content is divided into short, accessible modules, so learning is not overwhelming and key information is easy to absorb.

Infographics and animations – help understand the principles of operation of the pension system and PPK in a visual and transparent way.

Course map and flexible navigation – allows you to freely navigate the content and return to interesting topics at any time.

Final test and summary – at the end, participants test their knowledge and receive a set of recommendations that help them make informed decisions about saving.

Duration: 45 minutes

    Attention! A 15% promotion is ongoing on all ready-made trainings! The total price depends on the organization’s needs and number of users – leave your contact details, our consultant will call you back and explain the offer details.

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